Employment Opportunities at PalmPay Limited

PalmPay is a financial service provided by PalmPay Limited, licensed and regulated by the Central Bank of Nigeria (CBN). Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC). We empower individuals and businesses with payments solutions, high-yield investment opportunities, and easy-to-use tools for financial management. We are a global company with a presence in Nigeria, Ghana, Tanzania, and the United Kingdom.

We are recruiting to fill the position below:

Job Title: Sales Agent

Locations:Ogun, Oyo, Osun, Ekiti and Ondo

Description

Flexi Microfinance Bank is expanding its Mobile Installment product nationwide and seeking enthusiastic, customer-focused Sales Agents to join our team.
In this role, you will be stationed at designated 3C HUB retail outlets, engaging walk-in customers, promoting our phone financing solution, and guiding them through the onboarding and application process.
This role requires strong communication skills, persuasive selling ability, and a passion for helping customers access mobile devices through flexible payment plans.

Key Responsibilities

Actively approach and engage walk-in customers at 3C HUB retail locations to promote Flexi MFB’s mobile installment financing product.
Explain product features, payment plans, eligibility criteria, and financing terms in a clear and professional manner.
Assist customers with onboarding, application submission, and required documentation.
Provide accurate information, answer customer inquiries, and address concerns to ensure a seamless experience.
Work closely with store staff and Flexi MFB operations teams to ensure efficient loan processing and approvals.
Track daily leads, applications, conversions, and other assigned sales metrics.
Follow up with pending customers to ensure completion of applications and final approvals.
Ensure compliance with Flexi MFB sales guidelines, customer verification processes, and KYC requirements.
Represent the Flexi MFB brand professionally while maintaining strong customer satisfaction and service standards.

Requirements

Minimum of SSCE, or equivalent qualification.
Prior experience in sales, field marketing, retail banking, or telecom product sales is an added advantage.
Strong communication, persuasion, and negotiation skills.
Ability to work in a fast-paced retail environment with daily customer interaction.
Basic understanding of consumer lending and mobile phone markets (preferred, but not required).
Computer literacy and ability to use smartphones or digital onboarding tools effectively.
Result-driven mindset with a focus on meeting and exceeding sales targets.

Key Competencies:

Customer service mindset
Confidence and resilience
Ability to build rapport quickly
Accountability and professionalism
Goal-oriented with strong follow-through.

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Compensation & Benefits

Competitive guaranteed monthly basic salary of N70,000
Unlimited bonuses based on phone installment sales I.e Commission is gotten from phones sold
Training, coaching, and growth opportunities
Performance incentives and rewards.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Dealer Manager

Location:Ibadan, Oyo

Summary

To manage and grow the dealer network within an assigned territory.
To ensure dealer performance aligns with company sales targets, brand standards, and customer service expectations.

Key Responsibilities

Identify, recruit, and onboard new dealers.
Monitor dealer performance against sales targets and KPIs.
Develop and implement dealer sales strategies to drive product penetration.
Train and support dealers on product knowledge, pricing, and promotional activities.
Conduct regular market visits to assess dealer operations, branding, and compliance.
Resolve dealer-related issues promptly to maintain strong business relationships.
Analyze sales data to identify growth opportunities and areas of concern.
Prepare and submit periodic reports on dealer performance, market trends, and competitor activities.
Enforce adherence to company policies, pricing structures, and ethical standards.

Key Performance Indicators (KPIs)

Dealer recruitment and retention rate
Sales target achievement by dealers.

Qualifications and Experience

Strong negotiation and relationship management skills
Good knowledge of distribution networks and dealer operations
Proficiency in MS Office tools.

Skills:

Sales planning and forecasting
Communication and interpersonal skills
Problem-solving ability
Market analysis and reporting
Team coordination.

Work Environment:

Field and office-based activities.

Salary
N450,000 / Month.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: HR Operations Support Officer

Location:Ikeja, Lagos
Employment Type: Contract

Job Summary

Are you passionate about Human Resources, highly organized, proactive, and eager to build a career in HR?
We are looking for a smart, enthusiastic and detail-oriented HR Operations Officer to support our SME Business Unit’s workforce and HR operations.

What You’ll Do

Coordinate interview schedules and candidate communications.
Support recruitment activities and onboarding of new employees.
Maintain employee records, staff databases, and HR trackers.
Track headcount, staff movements, attendance, and employee exits.
Assist with HR documentation, reporting, and general workforce administration.

What We’re Looking For

A Bachelor’s degree or HND in Human Resource Management, Business Administration, Industrial Relations, or a related discipline.
1–2 years of relevant experience in HR, recruitment, or administration.
A smart, enthusiastic individual with a genuine interest in building a career in Human Resources.
Familiarity with Ms Office suite.
A proactive individual who takes initiative, learns quickly, and can work effectively in a fast-paced environment.

Application Closing Date
21st November, 2026.

How to Apply
Interested and qualified candidates should send their CV to: otumunye.flourish@flexi-bank.com using “HR Operations Support” as the subject of the email.

Job Title: Credit Risk Analyst

Location:Lagos

About the job

The Credit Risk Analyst will be responsible for reviewing and analyzing SME loan applications to deliver accurate credit decisions in line with established credit policies and underwriting standards.
The ideal candidate must possess strong analytical skills and prior experience in loan assessment and risk evaluation.
The role will involve analyzing loan applications, identifying potential credit risks, monitoring portfolio performance, and supporting the business in making sound lending decisions while maintaining a balance between business growth and portfolio quality.

Key Responsibilities

Review and analyze loan applications and supporting documents
Assess borrowers’ creditworthiness and repayment capacity
Make recommendations in line with credit policy and underwriting standards
Liaise with Field Verification Officers and Risk Team on loan-related issues
Ensure accuracy and completeness of loan documentation
Maintain proper records and support process improvement initiatives

Requirements

Minimum of 3 years experience in loan underwriting, credit analysis, or related role
Prior experience performing similar functions is required
Experience in the banking or financial services industry is an added advantage
Excellent communication, documentation and reporting skills
Great knowledge of risk control and a good sense of industry research.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Regional Manager (Buy Now Pay Later)

Locations:Anambra and Delta
Employment Type: Full-time

Job Summary

The Regional Manager will be responsible for developing and executing sales strategies to promote and sell PalmPay’s BNPL (Buy Now Pay Later) Mobile Phone Installment business within a designated region.
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This role involves managing a team of sales representatives, driving regional sales growth, building relationships with partners, and ensuring that the BNPL product line meets its sales targets.
The Regional Manager will also monitor market trends, identify opportunities, and provide strategic insights to support overall business objectives.

Key Responsibilities
Sales Strategy & Execution:

Develop and implement sales strategies to achieve BNPL sales targets in the region.
Ensure alignment of sales activities with the company’s overall business goals.
Drive sales performance through the management of a regional sales team.

Team Management:

Lead, motivate, and manage a team of sales executives and agents in the assigned region.
Set performance targets for team members and track their progress.
Provide coaching, training, and support to enhance sales productivity.

Market Development:

Identify new business opportunities and potential market segments for BNPL products.
Build strong relationships with merchants, agents, and distributors to grow BNPL penetration.
Conduct market research and competitor analysis to stay ahead of market trends and adapt strategies accordingly.

Partner Engagement:

Engage with partner financial institutions, merchants, and distribution channels to expand card issuance.
Manage relationships with key stakeholders to ensure smooth operations and product adoption.

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Reporting & Analysis:

Prepare regular sales reports, forecasts, and presentations for senior management. o Analyze regional sales data to monitor performance, identify trends, and recommend improvements.
Monitor and report on key market insights, including customer feedback and product performance.

Compliance & Risk Management:

Ensure that all sales activities adhere to regulatory and company policies.
Manage risk by implementing effective controls and monitoring mechanisms in card distribution and sales.

Customer Service & Support:

Collaborate with customer service teams to ensure high levels of customer satisfaction with the BNPL products.
Resolve escalated customer issues related to BNPL usage, delivery, or service issues.

Key Qualifications

Bachelor’s degree in Business Administration, Marketing, Finance, or a related field.
5+ years of sales management experience, preferably within the financial services or fintech industry.
Proven track record of achieving sales targets and growing a customer base.
Strong leadership and team management skills.
Excellent communication and interpersonal abilities.
Solid understanding of the payment and financial ecosystem, particularly ATM and card services.
Ability to analyze sales data and market trends.
Ability to travel extensively within the assigned regio

Application Closing Date
Not Specified

How to Apply
Interested and qualified candidates should:
Click here to apply online