Employment Opportunities at FairMoney

Job Title: Team Manager – Merchant Lending

Location: Lagos

Job Summary

• The Team Manager will Manage with effectiveness and efficiency a team portfolio of customers with the strict minimum risk acceptance level by selling the different products of the company.
• The Por supervisor remains responsible of the portfolio activities of his/her team from promotion, loan assessment, disbursement collection and complete recovery.
• He / she is also responsible for having a good relationship with FairMoney’s clients and encourage them to buy all the products they are qualified for.

Key Responsibilities
Loan Officer Supervision:

• Manage Team of Portfolio managers play a team leadership role that motivates team members to achieve excellence.
• Ensure that individual loan officers on team meet monthly disbursement objectives.
• Ensure that individual loan officers on team meet monthly quality targets by maintaining a very strict minimum risk level.
• Monitor performance to make sure that every team member is performing to the optimum level and ensure that the policy and procedures are respected.
• Conduct pre-disbursement field visits with loan officers on team.
• Monitor daily repayment.
• Support loan officers with loan recovery, client acquisition.
• Approving loans when approval authorities are granted.
• Assessing periodically the performance of his/her team member for decision making.
• Support the area manager or the state manager in building a good working environment.
• Represent the institution towards active and potential partners with dignity and pride.

Training:

• Provide regular training for loan officers on team.
• Coach and mentor loan officers.

Reporting:

• Prepare daily reports on individual loan officer performance.
• Other tasks as assigned.

Requirements

• HND qualification / Bachelor’s Degree in Sales and Marketing or related fields.
• A minimum of 6 years of experience in Loan Sales / Portfolio Management and team management.
• Ability to motivate a team of Sales Managers for performance.
• Extremely flexible, result-oriented, and hardworking with a strong track record of success.
• Ability to self-motivate and manage self.
• Good communication and interpersonal skills.
• High level of integrity.
• Dynamic and motivated and individuals who like to work outdoors.
• Target Driven.

Benefits

• Private Health Insurance
• Pension Plan
• Training & Development
• Remote work
• Paid Time Off.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Investment Analyst

Location: Abuja
Employment Type: Full-time

About the role

• Weekly/Monthly Liquidity report:
  • Generate weekly and monthly liquidity reports to assess the availability of funds for investment activities.
  • Ensures funding of NIP -Zenith settlement and regularizes before COB.
• Monthly Analysis of Deposit Maturities:
  • Conduct a monthly analysis of deposit maturities to track the timing and amount of deposits reaching maturity.
  • Evaluate the impact of maturing deposits on cash inflows and investment opportunities.
  • Collaborate with wealth managers to ensure timely renewal or rollover of maturing deposits.
• Weekly/Monthly Deposit Schedule Reconciliation:
  • Perform monthly reconciliation of deposit schedules with bank statements, deposit schedules and NetSuite records.
  • Identify and investigate any discrepancies or irregularities in deposit transactions.
  • Liaise with banking partners and internal stakeholders to resolve reconciliation issues and ensure accuracy of deposit records.
  • The reconciliation report for a month needs to be  made ready on the 1st business day of the following month.
• Monthly Computation of Withholding Tax (WHT) on Bank Interest:
  • Calculate withholding tax (WHT) on bank interest remittances in accordance with regulatory requirements and tax laws.
  • Validate interest income data from bank statements and reconcile with Netsuite records.
  • Prepare accurate WHT computations and ensure timely remittance to tax authorities.
• Wealth Management OKRs:
  • Ensure liquidations and all payments are treated timely and processed error free. Liquidation requests received before 12pm must be treated latest 12:30pm and those after 12pm, must be treated latest 4pm. Ensure follow-ups on every transaction till it’s closed.
  • Ensure every booking instruction received is treated within 24hrs.
  • Respond to, and acknowledge inquries within 25mins of receipt.
  • Escalate issues surrounding Liquidations, Bookings etc. and being proactive to resolve such issues raised by either customers, RMs or finance.
  • Timely collation and submission of reports as requested. This includes incentives, and maturity reports.
  • Effective communication with team members and other department.
  • Collaborates with others in the wealth management team and across the organization, offering assistance and actively being helpful where needed.

Requirements

• Bachelors in accounting or numerate discipline Degree; studying towards obtaining a chartered accountant.
• Experienced in financial institution, especially Fintech (ie large base of transactions), would be an advantage.
• High level of accuracy, attention to details and Good analytical skills.
• Aptitude for numbers and attention to details.
• Have a good Microsoft Excel Skills.
• Be an effective team player with a positive attitude.
• A track record of constantly looking for ways to do things better.
• Be Smart and agile
• Focused on timelines and milestones; extremely organised
• Need for an enthusiasm and interest in the role ie accounting, reporting, cost control.

Benefits

• Private Health Insurance
• Pension Plan
• Paid Time Off
• Training & Development.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Process / Program Manager (Procurement & Cost Optimization)

Location: Nigeria
Employment Type: Full-time

Key Responsibilities

• Identify areas of efficiency in internal processes or products to save cost for the company
• Evaluate current tools & recommend better & efficient tools
• Maintain vendor relationships by communicating effectively and addressing inquiries and concerns promptly
• Conduct market research to identify potential suppliers and evaluate their offerings
• Support in negotiation processes and contract management
• Collaborate with internal departments to ensure alignment on procurement needs and strategies
• Monitor market trends and identify new suppliers and products
• Analyze and report on procurement metrics and savings achieved

Requirements

• Bachelor’s degree in Supply Chain, Business Administration, Economics, or related fields
• Minimum of 5 years of experience in Operations, Strategy, or similar domains
• Advanced Excel proficiency (dashboards, modeling, pivots, automation)
• Strong project management and problem-solving skills
• Excellent communication, stakeholder management, and cross-functional collaboration
• Ability to thrive in fast-paced, high-growth, and execution-heavy environments

Benefits

• Private Health Insurance
• Pension Plan
• Paid Time Off
• Training & Development.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Relationship Manager

Location: Nigeria
Employment Type: Full-time

Job Summary

• The Relationship Manager will drive offline merchant acquiring businesses (Chain Stores, restaurants, Supermarkets, FMCG, Pharmacy, Betting, etc.), and develop strategies to increase sales revenue.

Roles and Responsibilities

• S/he will be responsible for driving the business of Merchant acquiring in the different merchant sectors (Supermarket, Pharmacies, Filling Stations, Eateries & Restaurants, Lounge and Bar and Hotels), within the Region, and developing; deploring strategies to increase sales revenue
• Developing plans and strategic initiatives for growing the Merchant Acquisition business and achieving the companys sales goals;
• Managing and leading the Merchant acquisition team within the Region, to deliver profitable growth
• Daily, Weekly, and Monthly monitoring of the KPI of the Merchant team within the assigned Region, ensuring all targets are met and exceeded consistently
• Drive the KAMs to ensure they hit all KPIs for the individual teams
• Hit target quotas for set KPIs for the Region(Transaction value, volume, and revenue)
• Monitoring market trends and providing regular competitor feedback to the Merchant Acquisition Manager
• Have a good understanding of the business’s products or services and be able to advise others about them
• Follow up with Merchants and ensure active and inactive merchants are visited and if need be, mobilize retrieval of POS from inactive business partners within the region.

Requirements

• Bachelor’s Degree in Sales and Marketing or related fields
• 6 to 8 years of experience in the Merchant business
• Must have an Android phone
• Proven experience managing a high-performance sales team
• Ability to motivate a team of Sales Managers for performance
• Extremely flexible, result-oriented, and hardworking with a strong track record of success
• Ability to self-motivate and manage self
• Good communication and interpersonal skills
• Customer orientation and ability to adapt/respond to different characters.

Benefits

• Private Health Insurance
• Pension Plan
• Paid Time Off
• Training & Development.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Portfolio Manager

Location: Nigeria
Employment Type: Full-time

Job Description

• To gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative video.
• The Portfolio Manager will build and manage with effectiveness and efficiency a large portfolio of customers with the strict minimum risk acceptance level by selling the different products of the company.
• The Portfolio Manager remains responsible of the funds given out to clients in his portfolio as loans. He is also responsible of having a good relationship with Fairmoney’s clients and encourage them to buy all the products they are qualified for.

Key Responsibilities
Pre-loan disbursement:

• Promote/Market FairMoney’s products to prospective clients by using all the channels possible
• Visit and evaluate potential clients businesses
• Visit client’s personal house when it’s necessary
• Visit co-debtor’s, guarantor’s houses and businesses when it’s required
• Analyze financial data of client’s businesses
• Analysis of quantitative and qualitative data of client’s businesses and households
• Prepare loan documents for credit committee
• Present loan files to credit committee
• Enter Loan files in the MIS
• Represent FairMoney towards all active and potential partners with dignity and pride
• Fulfill all other necessary assignments by the institution

Post-Loan Disbursement:

• Conduct monitoring visits to business and households
• Follow- up on day-to-day loan repayments
• Manage loan recovery from active and written-off clients until full reimbursement is achieved
• Assess the impact of loan before renewal

Requirements

• HND / Bachelor’s Degree in Sales and Marketing or related fields
• A minimum of 4 years of experience in Loan Sales / Portfolio Management
• Ability to motivate a team of Sales Managers for performance
• Extremely flexible, result-oriented, and hardworking with a strong track record of success
• Ability to self-motivate and manage self
• Good communication and interpersonal skills
• High level of integrity
• Dynamic and motivated and individuals who like to work outdoors
• Target Driven.

Benefits

• Private Health Insurance
• Pension Plan
• Paid Time Off
• Training & Development.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Product Designer

Location: Lagos
Employment Type: Full-time

About The Role

• The Product Designer will own end-to-end product design across merchant onboarding, payments, POS, banking, and lending experiences.
• This role focuses on translating complex fintech and compliance requirements into intuitive, high-impact user journeys in close collaboration with cross-functional teams.

Key Responsibilities

• Own end-to-end product design: discovery → wireframes → high-fidelity UI → handoff
• Design intuitive experiences for merchant onboarding & KYC flows, POS activation & transaction journeys, merchant app & web dashboards, banking features (accounts, transfers, settlements), merchant lending flows (eligibility, disbursement, repayment)
• Translate complex fintech, risk, and compliance requirements into simple, usable interfaces
• Partner closely with Product Managers, Engineers, Risk, and Business teams to ship high-impact features
• Conduct user research, usability testing, and iterate based on real merchant feedback
• Maintain and evolve FairMoney’s design system for consistency across platforms
• Balance speed vs quality in a fast-moving, high-ownership environment

What Success Looks Like

• Merchants can onboard faster with fewer errors
• POS and payment journeys are simpler, clearer, and more reliable
• Banking and lending experiences feel trustworthy and intuitive
• Design becomes a product lever, not just a finishing layer

Requirements

• 3-6+ years of experience as a Product / UX / UI Designer, preferably in fintech, banking, or complex B2B products
• Strong portfolio demonstrating problem-solving ability, complex flow simplification and end-to-end ownership (not just visuals)
• Experience designing mobile-first products (Android focus is a plus)
• Strong understanding of:
  • UX principles, interaction design, and information architecture
  • Design systems & component-based design
• Comfortable working with ambiguity and evolving requirements
• Ability to explain design decisions clearly to non-design stakeholders
• Tools: Figma (mandatory), plus familiarity with prototyping & handoff workflows

Mandatory Requirements

• Experience with POS, payments, lending, or banking products
• Exposure to African markets or emerging markets
• Experience working closely with engineering constraints and backend-heavy systems
• Basic understanding of risk, fraud, or compliance flows in fintech.

Benefits

• Private Health Insurance
• Pension Plan
• Paid Time Off
• Training & Development.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Growth Marketing Engineer

Location: Remote

Key Responsibilities
Attribution & Tracking Infrastructure:

• Own end-to-end setup and maintenance of MMPs (AppsFlyer / Adjust / Firebase)
• Ensure accurate attribution across app, web, and offline channels Google Ads, Meta, TikTok, ASA, OEMs, affiliates)
• Design and manage deep linking, deferred deep linking, and web-to-app flows
• Implement server-to-server postbacks, SKAdNetwork, and privacy-compliant tracking

Data Quality & Growth Analytics:

• Standardize event taxonomies and support BigQuery pipelines
• Build and maintain growth dashboards GA4, Looker, PowerBI, Tableau)
• Monitor for tracking breaks, discrepancies, and data drift
• Conduct cohort analysis, LTV studies, and CAC diagnostic

Growth Experimentation & Automation:

• Support campaign testing and API-based automation
• Run A/B tests across creatives, audiences, and channels
• Automate budget pacing, performance alerts, and creative tracking
• Align events with product and risk milestones

Tooling & Integrations:

• Own the MarTech stack MMPs, SDKs, CRM tools, tag managers)
• Manage Conversion API integrations
• QA tracking during app releases

Key KPIs

• Attribution variance < 5%
• 99%+ event tracking reliability
• Experiment velocity
• Improved CPI / CVR metrics
• Real-time reporting availability

Requirements

• 3-5 years in growth marketing, analytics, or MarTech engineering
• Hands-on experience with Adjust, AppsFlyer, Firebase, GA4, GTM, Segment, Meta SDK, TikTok Pixel
• Strong understanding of attribution, SKAdNetwork, and event flows
• SQL / BigQuery familiarity
• Bonus: Python / JS automation skills
• Strong cross-functional collaboration.

Benefits

• 25 days paid vacation, Sick & Public Holidays to B2B contractors
• Remote (timezone must have significant overlap with CET)
• Training & Development budget
• Paid company business trips.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Recruitment Process

• Screening call with Recruiter: 30 minutes
• Technical Interview with Head of Growth
• Final interview with Chief Credit Officer.