Moniepoint Field Credit Officer Recruitment 2026
Job Title: Field Credit Officer (South East)
Company: Moniepoint
Job Type: Field Credit / Financial Services
Work Mode: Onsite
Employment Type: Outsourced
Location: South-East Nigeria
States: Abia, Anambra, Ebonyi, Enugu and Imo
About Moniepoint
Moniepoint is a leading African financial technology company providing payment, banking, credit and business management solutions to businesses and individuals.
The company provides financial products and services designed to support businesses and individuals across Nigeria’s growing digital financial ecosystem.
The Field Credit Officer position is focused on Moniepoint’s credit activities and requires professionals who understand lending, credit assessment, business development and customer relationship management.
Successful candidates will interact with businesses, identify suitable customers, evaluate credit applications and monitor loan performance.
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About the Field Credit Officer Role
The Field Credit Officer will play an important role in identifying suitable businesses and supporting the growth and management of Moniepoint’s credit portfolio.
The position combines credit assessment, fieldwork, customer acquisition, business development and loan portfolio monitoring.
Candidates should therefore be comfortable interacting with business owners and visiting businesses within their assigned locations.
The role also requires strong analytical skills because the successful candidate will be involved in assessing borrowers and determining their suitability for credit products.
Key Responsibilities
Successful candidates will be responsible for several activities related to credit management and business development.
1. Identify and Onboard Viable Businesses
The Field Credit Officer will identify businesses that may be suitable for Moniepoint accounts and credit products.
This involves engaging with business owners, understanding their needs and introducing appropriate financial solutions.
Candidates should therefore possess good communication and customer relationship skills.
2. Review Loan Applications
The successful candidate will review loan applications and gather relevant information required for credit assessment.
Applicants should understand the importance of carefully examining information before recommending or supporting credit decisions.
3. Assess Borrowers’ Creditworthiness
The position involves assessing the financial capacity and creditworthiness of potential borrowers.
Candidates should have knowledge of credit risk analysis and understand how to identify potential risks associated with lending.
4. Conduct Business Visits
The Field Credit Officer will visit businesses to assess relevant aspects of their operations.
This may include evaluating:
- Business records
- Inventory
- Turnover
- Business activities
- Other relevant information
Candidates should therefore be comfortable working outside a traditional office environment.
5. Monitor Loan Portfolios
Successful candidates will monitor assigned loan portfolios and track the performance of customers.
They will also monitor account usage and repayment activities.
Effective portfolio monitoring is important for identifying potential credit risks and ensuring that loan accounts are properly managed.
6. Monitor Repayments
The Field Credit Officer will be involved in monitoring customer repayments.
This requires good organisation, communication and follow-up skills.
Candidates should be able to maintain professional relationships with customers while ensuring that repayment obligations are properly monitored.
7. Achieve Portfolio and Profitability Targets
The position may involve specific performance targets.
Successful candidates will be expected to contribute to the growth of their assigned loan portfolio and support profitability objectives.
Applicants should therefore be comfortable working with measurable targets and performance expectations.
Requirements and Qualifications
Interested candidates should carefully review the requirements before applying.
Educational Qualification
Applicants must possess a minimum of OND in any business-related discipline.
Candidates with additional relevant qualifications may also be considered where they meet the other requirements of the position.
Relevant Work Experience
Candidates must have a minimum of two years’ experience in credit-product sales within a financial institution.
Relevant experience in banking, lending, microfinance, financial technology or related financial services may be useful, provided the candidate has the required credit-product sales experience.
Credit Risk Knowledge
Applicants should have knowledge of credit risk analysis.
Understanding how to evaluate borrowers and identify potential risks is an important part of the position.
Financial Analysis
Knowledge of financial analysis is an advantage.
Candidates who understand how to review financial information and assess business performance may be better prepared for the responsibilities of the role.
Communication Skills
Strong communication skills are required because the Field Credit Officer will interact with business owners and customers regularly.
Candidates should be able to communicate clearly, professionally and confidently.
Interpersonal Skills
Strong interpersonal skills are also important.
The successful candidate will need to build and maintain relationships with customers and businesses while carrying out credit-related responsibilities.
Location Requirement
Applicants must reside in one of the listed recruitment locations.
Candidates are specifically expected to indicate their preferred location on their CV.
Available Locations
The recruitment covers five states in South-East Nigeria.
Abia State
Locations include:
- Aba
- Osisioma
- Ohafia
- Ukwa
- Abia North
- Abia Central
Anambra State
Locations include:
- Anambra Central
- Anambra South
- Anambra North
Ebonyi State
Locations include:
- Ebonyi North
- Ebonyi South
Enugu State
Locations include:
- Enugu East
- Enugu West
- Enugu North
Imo State
Locations include:
- Imo East
- Imo West
- Imo North
Candidates should clearly indicate the location they prefer on their CV before submitting their application.
Who Can Apply?
This opportunity may be suitable for professionals with relevant experience in:
- Credit sales
- Loan sales
- Banking
- Microfinance
- Financial services
- Credit assessment
- Customer acquisition
- Business development
- Credit risk analysis
- Loan portfolio management
- Financial analysis
However, applicants should ensure that they meet the stated minimum educational and professional experience requirements before applying.
How to Apply for the Moniepoint Field Credit Officer Job
Interested and qualified candidates should apply online through the official Moniepoint recruitment application page.
Before applying, applicants should prepare an updated and professional CV.
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Your CV should clearly contain your:
- Full name
- Contact details
- Educational qualifications
- Relevant work experience
- Credit-product sales experience
- Financial institution experience
- Credit and financial analysis skills
- Current location
- Preferred recruitment location
Important: Candidates should ensure that their preferred location is clearly indicated on their CV, as required for this recruitment.
Application Link
Qualified candidates can submit their application through the official Moniepoint application portal below:
Apply Here:
https://job-boards.eu.greenhouse.io/moniepoint/jobs/4950085101#app
Applicants should carefully complete the application form and provide accurate information.
Do not submit false qualifications, employment history or other inaccurate information.
Candidates should also review their CV before uploading it to ensure that their relevant credit and financial services experience is clearly presented.
