Employment Opportunities at Flutterwave Nigeria

Flutterwave was founded on the principle that every African must be able to participate and thrive in the global economy. To achieve this objective, we have built a trusted payment infrastructure that allows consumers and businesses (African and International) make and receive payments in a convenient border-less manner.

We are recruiting to fill the positions below:

Job Title: Head, Liquidity Management

Location:Lekki, Lagos
Job Type: Full-time
Department: Global Operation

Job Summary

• The Head, Liquidity Management role will be responsible for overseeing our operational liquidity position across all payment flows, ensuring timely funding, settlement, and execution of customer and partner payments.
• The role ensures that we can meet all settlement, payout and funding obligations across multiple currencies and jurisdictions, while maintaining strong controls, regulatory compliance, and operational resilience.
• The successful candidate will manage daily liquidity forecasting, payment approvals, bank and partner relationships, and ensure strong controls across all cash movements while supporting business growth and new market expansion.

Responsibilities
Liquidity & Cash Management:

• Monitor and manage daily liquidity positions across all accounts, currencies, and payment corridors.
• Forecast short-, medium-, and long-term liquidity requirements to support acquiring, settlement, and cross-border payment flows.
• Ensure sufficient prefunding of accounts to meet settlement obligations with card schemes, processors, banks, and partners.
• Optimize cash position to minimize funding costs while maintaining operational buffers.

Payments Execution & Controls:

• Oversee the initiation, review, and approval of outgoing payments in line with internal approval matrices and control frameworks.
• Ensure timely and accurate settlement of customer funds, merchant payouts, and partner obligations.
• Maintain strong segregation of duties and ensure compliance with internal policies and regulatory expectations.
• Support audits by providing documentation, reconciliations, and evidence of controls.

Reconciliations & Exception Management:

• Ensure daily reconciliation of balances between internal systems, bank accounts, and partners.
• Investigate and resolve breaks, delays, or failed payments promptly.
• Work closely with Finance, Risk, and Engineering teams to improve reconciliation automation and accuracy.

Banking & Partner Management:

• Manage relationships with banks, partners, and liquidity providers.
• Support onboarding of new bank accounts, payment corridors, currencies, and partners.
• Coordinate partner communications relating to funding, payout schedules, and operational SLAs.

Process Improvement & Scaling:

• Document liquidity management processes, payment workflows, and escalation procedures.
• Identify opportunities to improve efficiency, reduce manual processes, and strengthen controls as the business scales.
• Support new product launches and market expansion from a liquidity and settlement readiness perspective.

Stakeholder Collaboration:

• Work closely with Finance, Compliance, Risk, Product, and Engineering teams to ensure alignment across payment flows.
• Provide clear reporting and insights on liquidity risks, exposures, and operational performance to senior management.

Required Competency and Skillset to be a Waver

• Bachelor’s Degree with 7-9  years of experience in Treasury/Liquidity Operations/Financial Operations within fintech, payments, or banking.
• Strong understanding of acquiring, settlement cycles, cross-border payments, and multi-currency cash management.
• Hands-on experience managing payment approvals, bank platforms, and operational controls.
• Strong reconciliation, analytical, and problem-solving skills.
• Comfortable operating in a fast-paced, regulated environment.

You’ll love this job if you:

• Have an intellectual curiosity about payments and technology
• Have high aptitude to quickly understand customer use cases and requirements
• Have the ability to drive cross-functional teams from ideation to solution
• Have the ability to manage proactive and reactive tasks effectively
• Are self-driven, self-starter, extremely passionate, goal-getter
• Are passionate about process improvements
• Are comfortable managing relationships within every aspect of the organisation from senior executives to engineers
• Embrace the challenge of managing multiple activities simultaneously
• Are comfortable working in ambiguity and the constant change of life at a startup experiencing hyper growth.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

• The Treasurer, Africa will develop and execute Flutterwave’s treasury strategy, manage financial risk, and optimize capital and liquidity.
• This role requires a strong understanding of financial markets, significant leadership experience, and the ability to build and maintain relationships with key stakeholders.
• The Treasurer will play a crucial role in ensuring Flutterwave’s financial stability and efficiency in the global financial landscape.

Responsibilities
Strategy Development & Execution:

• Collaborate with senior management to develop and implement a comprehensive treasury strategy aligned with Flutterwave’s overall business objectives.
• Lead the development and scaling of a treasury function, managing cash, investments, and liquidity across all major positions.
• Identify and capitalize on market opportunities to maximize profitability and manage risk, in collaboration with senior management.
• Work closely with the expansion team for banking partnerships and financial infrastructure.
• Monitor and analyze global economic and financial market developments and their potential impact on treasury operations.

Financial Risk Management:

• Establish and maintain robust financial risk management frameworks and policies (including FX, interest rate, and liquidity risks).
• Oversee the monitoring and management of financial exposure, including hedging strategies, to mitigate potential losses.
• Develop and implement hedging strategies.
• Support the implementation of a comprehensive risk management policy to cover financial and liquidity risks.
• Ensure compliance with all relevant regulatory requirements and internal controls.

Treasury Operations:

• Oversee the execution of treasury transactions, ensuring efficiency and accuracy.
• Manage relationships with banks, financial institutions, and other counterparties.
• Optimize treasury processes and systems to enhance performance.
• Analyze treasury performance and generate reports to improve profitability.
• Structure treasury deals for large merchants, including servicing our concierge merchants.
• Contribute to establishing pricing rules for remittance products and new products.
• Support new bank onboarding and financial activities.
• Ensure standard daily and periodic reporting and maintain process documentation for all relevant reports, including funding and liquidity metrics.

Capital & Liquidity Optimization:

• Develop and maintain pricing models to ensure competitiveness and profitability.
• Analyze and report on treasury performance, identifying areas for improvement.
• Support the CFO in capital planning, fundraising, and investment decisions.
• Evaluate and recommend investment opportunities for excess cash in low-risk instruments.
• Contribute to capital structure optimization and funding strategy (e.g. CP issuances, term loans, equity injections)

Stakeholder Management:

• Collaborate with internal stakeholders, including finance, product, and technology teams.
• Build and maintain relationships with external stakeholders, including banks, regulators, and industry associations.
• Present to senior management on treasury performance and strategy.
• Establish strong working partnerships externally with key banking partners and internal stakeholders.
• Ensure continuous and effective engagement of relevant stakeholders in achieving operational efficiency and financial growth.

Qualifications

• Bachelor’s Degree in Finance, Economics, or a related field; Master’s degree or relevant professional certifications (e.g., ACT, ACA, CFA, FRM, CTP) preferred.
• Minimum of 12 years of experience in treasury or financial management, with a developed network of financial partners.
• Experience & understanding of international payments, banking systems, Crypto and Defi workflow platforms.
• Good understanding of emerging markets and G10 financial operations and local regulations.
• Advanced proficiency in Excel, SQL, and relevant treasury tools.
• Experience or familiarity with all or some of Emerging Markets, FX, and remittances.
• Excellent financial analytical, strategic planning and execution skills.
• Strong leadership and team management abilities.
• Ability to manage multiple priorities and meet set deadlines.
• Excellent interpersonal, presentation, and communication skills.
• Work goal-oriented and able to work under minimal supervision.
• High sense of responsibility, accountability, integrity, and ethical standards.
• Authorization to work in the country without sponsorship.
• Ability to work in a fast-paced and dynamic environment.
• Experience with relevant treasury platforms and financial software.
• Experience in the African fintech space is a definite plus

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

• The Analyst, Financial Crimes Compliance executes the company’s due diligence policies for both enterprise and SMB (business and consumer) customer segments.
• The Analyst is responsible for collecting and assessing enhanced due diligence for higher risk customers in accordance with defined criteria.
• The Analyst will collect and evaluate additional documentation from the customer as well as open source research to assess and understand customers’ risk profiles to prevent the risk of money laundering, terrorist financing, proliferation financing, fraud, bribery, and corruption. This role reports to the EDD Manager.

Job Responsibilities
Responsibilities include, but are not limited to:

• Conduct daily monitoring of transaction alerts on automated systems.
• Investigate suspicious transactions, red flags, and potential financial crime cases (ML/TF, fraud, sanctions evasion).
• Perform KYC/CDD/EDD reviews and sample testing on customer onboarding.
• Prepare detailed reports for the Money Laundering Reporting Officer (MLRO) or relevant management.
• File Suspicious Activity Reports (SARs) or Suspicious Transaction Reports (STRs) with regulators (e.g., NFIU) within timelines.
• Handle regulatory requests for information and documentation.
• Implement and enforce AML/CTF/Fraud policies and procedures.
• Conduct risk assessments and recommend controls to mitigate financial crime risks.
• Maintain and update compliance records, systems, and checklists.
• Advise business units on compliance queries and regulatory changes.
• Provide training to staff on financial crime awareness and best practices.
• Liaise with internal teams (Risk, Legal, Operations) and external bodies (Regulators, Correspondent Banks).
• Stay updated on evolving financial crime trends, laws, and regulations in Nigeria.
• Understand red flags and Flutterwave policy and procedures to understand if a customer poses undue risk to the company, such as engaging in an unsupported line of business.
• Stay updated on the latest regulatory developments and changes in AML/CTF, particularly with respect to customer due diligence requirements. Incorporate feedback received from EDD Manager and EDD Senior Manager regarding updates to procedures, local trends that may impact how to evaluate risk, etc.

Requirements

• Bachelor’s degree in Financial Management or Investment Management, Business Management, Commerce, Commerce in Business Innovation and Entrepreneurship, or a related field. Advanced degree preferred.
• 1- 2 years’ of experience in a similar role, preferably in the payment industry. Specific experience with conducting EDD preferred.
• Understanding of the legal, corporate governance, and regulatory environment related to KYC/Customer Due Diligence requirements and jurisdiction specific regulations.
• Ability to detect and mitigate red flags for potential financial crime, including money laundering, terrorism financing activities, proliferation financing, and fraud as it appears in customer profiles and associated transactional activity. Keen research skills are a must.
• Experience with customer due diligence tools used for identity verification and external research.
• Strong problem-solving skills and the ability to make sound decisions.
• Ability to work effectively and drive results in a fast-paced environment with exceptional attention to detail.
• Proficiency in English required, with additional proficiency in French preferred.
• Proficiency in Microsoft Excel.
• Effective oral and written communication skills, including ability to draft clear analysis.
• Ability to manage and prioritize several tasks simultaneously and autonomously.

What We Offer
We offer a competitive compensation package, comprehensive benefits, and the opportunity to work in a fast-paced, dynamic environment in the payment industry.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Enterprise Marketing Manager

Location: Lagos

The Role

• Flutterwave is hiring an Enterprise Marketing Manager to drive enterprise and large business acquisition across Nigeria and key African markets.
• This is a revenue-adjacent role. You will be responsible for building demand, shaping enterprise narratives, and supporting the conversion of high value accounts through long, relationship-driven sales cycles. You will work closely with Sales leadership, Product, and Brand teams, and take clear ownership of enterprise pipeline contribution.
• This role is suited to a marketer who understands how enterprise buying works in Africa and can combine strategy, creativity, and execution to move deals forward.

What You’ll Do
Enterprise Strategy and Market Intelligence:

• Develop Flutterwave’s enterprise marketing strategy with a clear focus on revenue growth and pipeline impact.
• Identify priority enterprise segments, verticals, and high value accounts across Nigeria and Africa.
• Track market trends, competitive activity, and shifts in enterprise buyer behaviour within payments and adjacent industries.

Demand Generation, Events, and Pipeline Growth:

• Plan and execute enterprise marketing initiatives that directly support account acquisition and deal progression.
• Own the strategy and execution of enterprise events, roadshows, executive roundtables, and industry forums across priority markets. Design targeted programs such as account based marketing, webinars, strategic partnerships, and in-market activations. Work closely with Sales to align campaigns, events, and roadshows with active opportunities and priority accounts.
• Support sales enablement through messaging, case studies, thought leadership, and pitch assets.

Enterprise Messaging and Storytelling:

• Shape clear, credible narratives that communicate Flutterwave’s value to senior decision makers.
• Translate complex payments infrastructure, regulatory considerations, and technical capabilities into business-focused value. Develop industry and vertical specific messaging for enterprise buyers and large merchants.
• Ensure all enterprise facing materials, proposals, and RFP responses align with Flutterwave’s brand and positioning.

Performance, Reporting, and Optimisation:

• Own enterprise marketing performance tracking and reporting.
• Analyse funnel performance from lead generation through opportunity creation and deal progression. Use insights to refine targeting, messaging, event formats, and campaign design.
• Provide clear, regular updates to leadership on enterprise marketing impact.

Collaboration and Leadership:

• Act as a strategic partner to Sales, Product, Partnerships, and Brand teams.
• Manage external agencies, event partners, and vendors where required. Provide leadership on enterprise marketing priorities and execution.
• Represent marketing in enterprise deal conversations when needed.

Governance and Trust:

• Ensure all enterprise marketing activity meets data privacy, regulatory, and compliance standards.
• Support trust building and credibility across all enterprise touchpoints.

What Success Looks Like (Key Metrics)

• Growth in marketing sourced and marketing influenced enterprise pipeline
• Contribution to closed enterprise revenue Increase in qualified enterprise opportunities and account engagement Improved conversion rates across the enterprise sales funnel Performance of events and roadshows in driving pipeline and deal progression Strong alignment between marketing activity and sales outcomes
• Clear, insight led performance reporting to leadership

What We’re Looking For

• Bachelor’s degree in Marketing, Business, Communications, or a related field.
• 7 – 9 years of experience in enterprise, B2B, or growth marketing. Proven experience acquiring and influencing large businesses or enterprise customers. Demonstrated experience planning and executing enterprise events, roadshows, and executive engagements. Strong understanding of long sales cycles, relationship driven buying, and complex decision making units. Experience working closely with sales teams on pipeline and revenue goals. Strong strategic and creative thinking skills, with the ability to simplify complex products. Comfort using data to guide decisions and measure impact. Excellent communication and stakeholder management skills.
• Ability to take ownership and operate confidently in a fast moving environment.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Employment Opportunities at Flutterwave Nigeria