Are you a young Nigerian looking for financial support to further your career or grow your business? If so, then YouthCred’s loan program is tailored just for you.
YouthCred is more than just a lending platform – it is a community dedicated to empowering Nigerian youths with the resources and knowledge needed to make informed financial decisions.
Our goal is to change the way credit is viewed in Nigeria by providing young individuals with the tools and guidance necessary to establish solid credit profiles and reach their financial aspirations.
Who can apply for a YouthCred loan?
- If you’re between 18-39,
- Running a business or earning a salary.
- NYSC corps members also have exclusive loan options
Do You need collateral to apply?
Nope! Our loans are designed to be accessible no collateral, no guarantors. Just prove you’re responsible with small credit amounts, and you can unlock more.
How much can I borrow?
Loan amounts start small and grow as you build a good credit record. Borrow from as little as 5,000 to as much as N5,000,000 depending on your profile.
How long do I have to repay?
We offer flexible repayment plans from 1 to 24 months, so you can choose what works for you.
See Also:FCMB 2025 Management Internship Program for Nigerians
How do I increase my loan limit?
Repay on time, build your credit history, and complete our financial training modules.
